Credit Card Transaction Services

• Has been provided with a Merchant Account from a major Bank and/or a Bureau Account with an appropriate Credit Card Transaction Service or organisation.
• Has an Ecommerce enabled Website in the form of an online Catalogue and Shopping Cart.
• Has access to Secure Server facilities.

• An authorised merchant with one of the leading Banks or Credit Card Transaction Organisations.
• Approved to process credit card payments from customers in their own right.
• Offline traders & retail operations with existing credit card payment facilities for their customers, are probably classified as having Merchant Status.
• Should be able to transfer facility to online trading without any difficulties.
• Slightly higher charges may apply.
• Possible problem areas:
• Online shops never shut. They are open 7-days-a-week, 365-days-a-year.
• Unless card processing is fully automated - probably expensive and complicated - may require employing staff on a 24-hour/365-day basis to process payments.
• Payment Gateway or Bureau Services (see below) may prove to be more convenient, reliable and secure.

• An authorised merchant with one of the Payment Gateway (Bureau) Service orgainisations.
• Convenient, secure and reliable processing of online credit card payments.
• Online status check helps prevent fraudulent use.
• Virtually instant authorisation and validation speeds up order processing.
• Provides 24-hour, 365-day, worldwide cover.
• Possible problem areas:
• Slightly more expensive than normal Merchant Status.
• Owing to interfacing complexities, it may be prudent to select an Ecommerce Shopping program BEFORE deciding which Bureau Service to use.
• Weblink4u can provide guidance in relation to suitable Ecommerce & Bureau solutions.
• Some Payment Gateways work in conjuction with some specific Merchant Accounts, thus enabling you to keep all your online and offline credit card transactions within your existing banking environment.